Thanks for reply
Sorry if my tone was improper, I am not trying to discredit anyone, but still think that a majority of LHD cars owners bought invalid insurance.
I still think your assumption is wrong.
StormBlast said:
Example: 123.ie some time ago didn't mind to insure LHD car. I bought insurance from them. Today they sent me a renewal proposal... all I have to is pay the premium and enjoy the renewed policy, which would be invalid as today their web site clearly says that they don't insure LHD. The renewal letter doesn't say anything about LHD.
What their website says is irrelevant, as it's a set of assumptions that they make when you ask for a quote. Besides, as I wrote already, these are assumptions for a
standard contract. If you have an LHD car, yours is
not a standard contract and this limitation doesn't apply. Once again, it costs you very little to
call them and mention the LHD, to be 100% sure that they are aware of it and that they take it into account.
StormBlast said:
AXA - their web site says "Has been first registered in Ireland or the UK" - it probably is not strictly equal to LHD, but in 99% is. So is there a different policy on the internet and different on the phone ? Or do the agents just sell to get a bonus ?
Repetita juvant: what their website says is irrelevant. It's not that hard to understand: they might have a different policy for every customer, and that would be perfectly fine. A policy is a contract, nothing less, and it can be adjusted for each customer.
Call them, they can tailor the policy to your needs. If they want to deal with LHD drivers, they will offer them an appropriate policy. If not, they will tell you clearly.
StormBlast said:
AA - true, they do it as AVIVA broker, they quoted me at almost 800 euro (when 123 offers the renewal for 420)
As I wrote, I got mine from AA. The underwriter is RSA, the same used by 123.ie when I was insured with them. AA's website does
not allow to get a quote for LHD cars and their assumptions state the same. However, they were able to give me a quote on the phone, and they confirmed it in writing by post. They were about 20 Euro cheaper than 123.