J
jjmd1980
Guest
Evening Folks, hoping somebody can anwer a few quick questions.
Quick overview, my partner and I (not married) have 1 child and have a joint mortgage on our house.
Mortgage is up to date and paid each month so no problem there.
But my partner has a personal loan that fell in arrears a while back, and there was a plan in place with the bank to pay back as much as possible when she could each month
(even though only a small amount each time and a some months nothing could be paid - but the bank were always notified)
Arrived home today to find a mortgage judgement in the post for both of us from Property Registration Authority.
Since reading this letter I am nervous and very worried about the house
Can I ask what happens next..?
Whats the general process on Judgement Mortgages?
Is there a court summons to follow or any sort of appeal process?
Can contact be made with the bank about the personal loan at this stage even if I offered to pay something monthly on behalf of my partner?
I plan to contact Proprty Registration Auth and MABS on Monday for advice
Any comments appreciated
Thanks
John
Quick overview, my partner and I (not married) have 1 child and have a joint mortgage on our house.
Mortgage is up to date and paid each month so no problem there.
But my partner has a personal loan that fell in arrears a while back, and there was a plan in place with the bank to pay back as much as possible when she could each month
(even though only a small amount each time and a some months nothing could be paid - but the bank were always notified)
Arrived home today to find a mortgage judgement in the post for both of us from Property Registration Authority.
Since reading this letter I am nervous and very worried about the house
Can I ask what happens next..?
Whats the general process on Judgement Mortgages?
Is there a court summons to follow or any sort of appeal process?
Can contact be made with the bank about the personal loan at this stage even if I offered to pay something monthly on behalf of my partner?
I plan to contact Proprty Registration Auth and MABS on Monday for advice
Any comments appreciated
Thanks
John