nemesis2001
Registered User
- Messages
- 102
We had 2 MBNA Axa credit cards for some 8 years and we cancelled them last September as we were no longer insuring our cars with Axa so no special benefits from their card. We switched back to AIB. Did not hear from MBNA since. Yesterday, they wrote to my wife outlining arrears. We called them bvack straight away and allegedly what happened was that VHI (travel insurance) took 75 Euro at some stage in June (in fairness, when we purchased first travel insurance with VHI they stated that it would renew automatically). The guy went on to advise that since we had not paid this sum, they were penalising us by some 50 Euro for not paying the fee. They had sent an email to say your statement was available online but gmail caught this as spam so we never saw the same. My question is is if once a person terminates their CC, can a third party still go and withdraw money from the account (which is no longer active). How fair and decent is it from a CC Company to issue someone who has been with them for an x number of years such a draconian penalty?