I am currently getting a small mortgage on my home. I was going to get life insurance with one of the big banks (from which I am getting the mortgage) to provide the life cover to cover the mortgage. However, the life insurance took so long to come through, that I assigned an old life policy to the bank. The term of the mortgage is e15 years, the term left on my life cover is 15 years, to run out in Sept 2027. The life cover on my old policy is 8 times the amount of the mortgage. The new cover was supposed to come through just as an ordinary policy not assigned to anything. I didn't know anything about the assigning of this new policy to the mortgage, I never even got a copy of the policy schedule. The mortgage advisor in the bank just rang up head office in Dublin and assigned. Now I have two life policies assigned to the bank for the same mortgage. Is this normal practice? I think it is very suspect but I am not au fait with mortgages and life insurance policies. I am furious that the new life assurance policy was assigned without even asking me. The whole think would never have come to light only for a delay in issuing the cheque. Advice please!!