In light of the problems surrounding Ulster Bank customers I am wondering how best we could protect ourselves in the future.
I am not a current UB customer. But I fully empathise with people who are as I personally carry very little cash and rely on my credit card (I realise many people may not be fortunate to have a credit card) to make purchases and Direct Debits through my bank a/c to make payments on practically all of my bills. And I am a paypath employee
Perhaps a top tips on how to protect ourselves might be useful? We could collate this later when all ideas are listed.
I'll start.
1. keep an emergency sum of money - perhaps to buy essentials - food and petrol/diesel in a different bank a/c that can be accessed if needed urgently.
I am not a current UB customer. But I fully empathise with people who are as I personally carry very little cash and rely on my credit card (I realise many people may not be fortunate to have a credit card) to make purchases and Direct Debits through my bank a/c to make payments on practically all of my bills. And I am a paypath employee
Perhaps a top tips on how to protect ourselves might be useful? We could collate this later when all ideas are listed.
I'll start.
1. keep an emergency sum of money - perhaps to buy essentials - food and petrol/diesel in a different bank a/c that can be accessed if needed urgently.