I
ireland1
Guest
Ok so hopefully might get some advice on how I stand with my mortgage.
I was working for one of the main lenders in Ireland and got a staff mortgage with them.
I got a joint mortgage with my partner even do they never went into the bank or signed any documents. I met the mortgage adviser and as I was staff she advised me how to meet the criteria.They increased my salary by adding my bonuses and overtime into my basic salary. Also they got me to sign the application for the mortgage for my partner and myself.
I was let go as part of the restructuring of the bank itself. I feel though that i have been wronged as I was told to sign my partners singature by the mortgage advisor which is illegal so I am wondering if I kicked up a fuss what would happen. The mortgage is in negative equity of about 130k.
Not sure what people will make of this situation
I was working for one of the main lenders in Ireland and got a staff mortgage with them.
I got a joint mortgage with my partner even do they never went into the bank or signed any documents. I met the mortgage adviser and as I was staff she advised me how to meet the criteria.They increased my salary by adding my bonuses and overtime into my basic salary. Also they got me to sign the application for the mortgage for my partner and myself.
I was let go as part of the restructuring of the bank itself. I feel though that i have been wronged as I was told to sign my partners singature by the mortgage advisor which is illegal so I am wondering if I kicked up a fuss what would happen. The mortgage is in negative equity of about 130k.
Not sure what people will make of this situation