tommythegun
Registered User
- Messages
- 14
Hi guys/girls,
Im a new member and poster so im hoping you maybe able to help, or feel free to move to the right place should i not be in it.
I posted this on boards and i was referred to here so here goes:
Just a quick one i'm hoping one of your experts can help with.
Basically I'm in a lucky position in my life now that I will be able to save around €20k over the next 14 months or so to put by for possibly a deposit on a small mortgage for myself if the time is right to buy at the end of that period.
I plan on saving €1000+ pm directly plus any bonuses and extra money i have just to show the regular savings pattern.
my question is, does anybody know the best bank to get the best return for my money right now? I am a BOI customer but I am willing to save with other banks/building societies/CU etc....
Cheers,
Tom
I should also add I was made aware of a link to this site about best place currently for deposit savings(currently EBS @ 5.00% which i cant post link cos I've less than 15 posts on AAM)
which is great thanks.
However I would like to add to this. I will be hoping to have an extra few hundred each month and I want to know what you guys would do with this extra? I basically want to show as much regular savings as possible.
And a side note, living at home again, I pay my parent rent. I was advised to set this up as DD to show more regular outgoings. Would this be advisable? I dont want to affect any icome/tax of my parents if I do this and tbh I'd rather not go down this route but will do if its helpful to get a mortgage in the future.
Sorry for the long post.
I appreciate any help and I look forward to hearing any advice I can take on board.
Im a new member and poster so im hoping you maybe able to help, or feel free to move to the right place should i not be in it.
I posted this on boards and i was referred to here so here goes:
Just a quick one i'm hoping one of your experts can help with.
Basically I'm in a lucky position in my life now that I will be able to save around €20k over the next 14 months or so to put by for possibly a deposit on a small mortgage for myself if the time is right to buy at the end of that period.
I plan on saving €1000+ pm directly plus any bonuses and extra money i have just to show the regular savings pattern.
my question is, does anybody know the best bank to get the best return for my money right now? I am a BOI customer but I am willing to save with other banks/building societies/CU etc....
Cheers,
Tom
I should also add I was made aware of a link to this site about best place currently for deposit savings(currently EBS @ 5.00% which i cant post link cos I've less than 15 posts on AAM)
which is great thanks.
However I would like to add to this. I will be hoping to have an extra few hundred each month and I want to know what you guys would do with this extra? I basically want to show as much regular savings as possible.
And a side note, living at home again, I pay my parent rent. I was advised to set this up as DD to show more regular outgoings. Would this be advisable? I dont want to affect any icome/tax of my parents if I do this and tbh I'd rather not go down this route but will do if its helpful to get a mortgage in the future.
Sorry for the long post.
I appreciate any help and I look forward to hearing any advice I can take on board.