My home insurance renewal premium from 123.ie, is for €375. (It's about €100 more than last year, but this seems to be happening every year, "floods" and "big claims", etc. )
What is more surprising is this. The premium is for cover from RSA Insurance. However when I go to AA Insurance, they "search for the cheapest possible quote from their panel of insurers", and the cheapest quote is (for exactly the same buildings and contents cover) is ... €648, and it's from ... RSA Insurance !
How can the same insurance, from the same insurance company, cost €375 from 123.ie and €648 from AA Insurance? I do know that 123.ie is now owned by RSA but that is no explication of such a huge discrepancy (or of any discrepancy). Does anyone know how the premium is calculated so differently?
kb
What is more surprising is this. The premium is for cover from RSA Insurance. However when I go to AA Insurance, they "search for the cheapest possible quote from their panel of insurers", and the cheapest quote is (for exactly the same buildings and contents cover) is ... €648, and it's from ... RSA Insurance !
How can the same insurance, from the same insurance company, cost €375 from 123.ie and €648 from AA Insurance? I do know that 123.ie is now owned by RSA but that is no explication of such a huge discrepancy (or of any discrepancy). Does anyone know how the premium is calculated so differently?
kb