C
Curragh
Guest
Few years ago I bought a house for €230k jointly with my girlfriend plus a joint finance company loan DD every month.
We have since split and Im having bother as regards her side of repayments, we agreed at the time that she would remain in house and pay her part and Iwould pay my part out of the joint account and she would also pay rent but this is now not happening as was originally verbally agreed.
When we were together she always had access to on-line banking and this remained the case to this day she also gets the statements to our house.
As of the past five months or so I've being getting calls from the financial institution as regards a few un paids on the home loan and a few calls from GE as regards the home improvements loan. I asked them to send out some statements to me and noted a few on line withdrawals.
€200 approx covered my half of all dds on account per week but after speaking with the lenders my ex partner has being taking the monies Ive being putting into account as well as not paying her part of the loans and when DDs are looked for there is no monies to meet them .
She has being attempting on occasion to pay but doesn't appear to be lodging on time but other months she seems to neglect making lodgements but waits till my standing order goes in and withdraws that.
This girl has since married.
I want to know where legally i stand. She has put the joint account in overdrawn for months on end and I believed everything had being up to date.
When i got the first few calls from the home improvements lender I contacted her and she fobbed me off saying something like her wages didn't go through and she said she was sorting it.
I want to move on and try to get rid of this huge burden, I have and will always pay my debts and on time, she is bringing my credit rating down and Im at my wits end.
Have i any options as regards possibly forcing its sale even though its in negative equity or have i any options at all.
Any advice would be greatly appreciated?
We have since split and Im having bother as regards her side of repayments, we agreed at the time that she would remain in house and pay her part and Iwould pay my part out of the joint account and she would also pay rent but this is now not happening as was originally verbally agreed.
When we were together she always had access to on-line banking and this remained the case to this day she also gets the statements to our house.
As of the past five months or so I've being getting calls from the financial institution as regards a few un paids on the home loan and a few calls from GE as regards the home improvements loan. I asked them to send out some statements to me and noted a few on line withdrawals.
€200 approx covered my half of all dds on account per week but after speaking with the lenders my ex partner has being taking the monies Ive being putting into account as well as not paying her part of the loans and when DDs are looked for there is no monies to meet them .
She has being attempting on occasion to pay but doesn't appear to be lodging on time but other months she seems to neglect making lodgements but waits till my standing order goes in and withdraws that.
This girl has since married.
I want to know where legally i stand. She has put the joint account in overdrawn for months on end and I believed everything had being up to date.
When i got the first few calls from the home improvements lender I contacted her and she fobbed me off saying something like her wages didn't go through and she said she was sorting it.
I want to move on and try to get rid of this huge burden, I have and will always pay my debts and on time, she is bringing my credit rating down and Im at my wits end.
Have i any options as regards possibly forcing its sale even though its in negative equity or have i any options at all.
Any advice would be greatly appreciated?
Last edited by a moderator: