L
Livi
Guest
I have a credit card with MBNA with a balance if 11,800 of which 1,600 is arrears. I have been paying off 180 a month with them but they keep saying they need me to pay off more and are hounding me with calls and letters. Luckily I have managed to get 7000 from my dad to pay off but my question is do you think if I tell them I can raise a certain amount of cash to pay it off that they would accept 7000 to clear the debt in full? Also, is there any advice on how I would say this to them?