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Just wondering if this has happened to anybody else,i missed a dd payment for a loan with A I B,so they usually take a double payment the following month,which they did not this month,so in the last few days i have recieced a letter signed by the manager of my branch telling me that i have 30 days from the date of the letter to make a lodgement to my loan account or if i fail to do so ,A I B will withdraw all facilities cancel all direct debits and whatever bank cards i have and terminate my access to internet and 24 hour banking and that i could be liable for a minimum charge on € 3500.00 if the take legal action against me, just wondering has anybody else recieved similar threats from A I B