Just got a letter from AIB refusing an overdraft of €200, am in full time employment and the only loan i have is with the Credit union for €500 to pay for car insurance, the crazy thing is that i was approved for a mortgage with AIB before Christmas but decided to hold off buying a house. Could anyone help with the following questions
1 Will this have any effect on my credit score?
2 If i dip into my savings this month, how would this effect a new mortage applicaton?
3 Why would they refuse an overdraft?
Thanks
1 Will this have any effect on my credit score?
2 If i dip into my savings this month, how would this effect a new mortage applicaton?
3 Why would they refuse an overdraft?
Thanks