Sorry if this has been asked already, I did a search first but didn't find any reference to my query. I know that most shops and stores have long since stopped accepting cheques but is it true that their use is to be phased out completely before the end of the year? If it is true, how will elderly people for example, who don't have access to online banking etc., pay bills by post? Some of them, just like my own father, aren't physically able to even use the Post Office services. It may sound like a stupid question when most of us use cheques once in a blue moon, but I'm concerned about this unstoppable push towards all things electronic. When there's a power cut in our house, the online banking bites the dust!