Not very good at all at understanding pensions or anything to do with tax in our country Ireland. Its all so confusing. My hubby was 65 month ago and from what I know he is not entitled to his state pension until he is 66. I checked what stamps or whatever they are called now ...he has to date. He has reckonable paid contributions for pension....52. He has reckonable credited contributions for pension.....52. Is that enough? He is not working at the moment he is off work due to being ill for while but is recovering thankfully.