Hi I am a BOI customer with a mortgage of €200,000 at 2.250% over 25 years. My monthly repayment is €810.00. We have 22 years left. As my husband is now unemployed I am finding it difficult to pay everything out of my wages. We have never missed a payment on our mortgage but am wondering would the bank be open to extending the term back up to 25 years and how would i calculate my new repayment. thanks in advance