Dear AAM,
At the start of 07, I opened up my first ever online share accounts (one with DAVY online and another with etrade for the US) from which I have seen no returns at all, and consistently seen the value of my investments , which seemed sensible at the time such as ELAN, Anglo Irish etc decrease in value. I had also wanted to get on the property ladder but with conditions at present, putting that off seemed the most sensibly thing I have ever done.
Being a totally new and young investor and never knowing a single thing about shares / investing / property until this year, I have lost faith before I even start, beginning to think that I would be better of just saving regularly in the bank than having a go at "investing".
Can you recommend any areas / hints for the new year that I should be researching or the safest investment schemes out there at present that would be suitable for a young graduate who would prefer to do something with his money other than stick it in a bank!
At the start of 07, I opened up my first ever online share accounts (one with DAVY online and another with etrade for the US) from which I have seen no returns at all, and consistently seen the value of my investments , which seemed sensible at the time such as ELAN, Anglo Irish etc decrease in value. I had also wanted to get on the property ladder but with conditions at present, putting that off seemed the most sensibly thing I have ever done.
Being a totally new and young investor and never knowing a single thing about shares / investing / property until this year, I have lost faith before I even start, beginning to think that I would be better of just saving regularly in the bank than having a go at "investing".
Can you recommend any areas / hints for the new year that I should be researching or the safest investment schemes out there at present that would be suitable for a young graduate who would prefer to do something with his money other than stick it in a bank!