Personal details
Age: 59
Spouse’s/Partner's age: 53
Number and age of children: 2 Children Grown up 33 and 27
Income and expenditure
Working part time €950 per week after tax etc
Income of spouse: None
Type of employment: e.g. Civil engineer/foreman
In general are you are
Saving €725 per month
Summary of Assets and Liabilities
Family home worth €350,000 with no mortgage
Investment property 1 worth €300,000 with no mortgage.
Investment property 2 Spain €80,000 with no mortgage and no income.
Cash of €300,000 (sitting in bank earning zero)
Other borrowings – car loans/personal loans etc
No borrowings
Buy to let properties
Value: €300,000
Rental income per year: €1250 x 12 = €15,000
Other savings and investments:
Small pension valued at €38,000
What specific question do you have or what issues are of concern to you?
I have assets and savings that I would like to make work for me, I know I need to invest, and Im not afraid of some risk.
Any advise or suggestions would be greatly appreciated.
Age: 59
Spouse’s/Partner's age: 53
Number and age of children: 2 Children Grown up 33 and 27
Income and expenditure
Working part time €950 per week after tax etc
Income of spouse: None
Type of employment: e.g. Civil engineer/foreman
In general are you are
Saving €725 per month
Summary of Assets and Liabilities
Family home worth €350,000 with no mortgage
Investment property 1 worth €300,000 with no mortgage.
Investment property 2 Spain €80,000 with no mortgage and no income.
Cash of €300,000 (sitting in bank earning zero)
Other borrowings – car loans/personal loans etc
No borrowings
Buy to let properties
Value: €300,000
Rental income per year: €1250 x 12 = €15,000
Other savings and investments:
Small pension valued at €38,000
What specific question do you have or what issues are of concern to you?
I have assets and savings that I would like to make work for me, I know I need to invest, and Im not afraid of some risk.
Any advise or suggestions would be greatly appreciated.
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