What About Self-employed people with No Work

[Paddie1077]

Hi
I have been looking on here for some advice and all i can see is employees rights to benifits but does anyone know what the self-employed peoples rights to benifits are as this info is very hard to obtain I spoke to an adviser and they told me that self-employed people have little to no rights tho claim benifits is this ture? all my tax affairs are up to date I pay s class paye I should be intitled to something as I am unable to support a family on my earnings Can anyone help me before its to late as I dont want to go bellyup?

 

[asdfg]

told me that self-employed people have little to no rights tho claim benifits is this ture?

Class S entitles you to the following
Payment is 3%
Self-Employment

PRSI Class S

People within CLASS S:
Self-employed people such as farmers, certain company directors, people in business on their own account and people with income from investments, rents and maintenance.
CLASS S BENEFITS

• Widow's or Widower's (Contributory) Pension
• Guardian's Payment (Contributory)
• State Pension (Contributory)
• Maternity Benefit
• Adoptive Benefit
• Bereavement Grant

Compare this to Private Sector
Rate is employee 4% to 52K, employer 10.5% no limit
Private Sector Employments

PRSI Class A

People within CLASS A:
People in industrial, commercial and service-type employment who are employed under a contract of service with gross earnings of €38 or more per week from all employments; Civil and Public Servants recruited from 6 April, 1995 and Community Employment participants from 6 April, 1996.
CLASS A BENEFITS

• Jobseeker's Benefit
• Illness Benefit
• Health and Safety Benefit
• Maternity Benefit
• Adoptive Benefit
• Invalidity Pension
• Widow's or Widower's (Contributory) Pension
• Guardian's Payment (Contributory)
• State Pension (Transition)
• State Pension (Contributory)
• Bereavement Grant
• Treatment Benefit
• Occupational Injuries Benefits
• Carer's Benefit

 

[D8Lady]

How long have you been self employed? I've been trying to get my head around this issue as well.
Have a look at this page on Citizen's Information.
In a nutshell you may be entitled to Unemployment Benefit:
If you were paying class A PRSI in 2007 (2 years ago, have no idea why).
Or if you paid class A for half the year in 2007 and also half a year in 2006.

You can apply for Unemployment Assistance. The big difference between the two is that UA is means tested. So you will be asked for at least 6 months of banks accounts etc.

However, you don't have to close your company or de-register as self-employed while on UA.

And no, its not fair that self employed can't claim benefit.

 

[sparkeee]

what entitles people who work as employees to claim benifits when self employed cannot claim,is there a difference in the prsi or paye or other money deducted from employees that self employed dont pay.

 

[askalot]

is there a difference in the prsi or paye or other money deducted from employees that self employed dont pay.

PRSI for the self employed is 3% while for employees it is 4% and their employer also pays 10.5% up to 52,000.

 

[asdfg]

for employees it is 4% and their employer also pays 10.5% up to 52,000.

No limit for employer contribution Employer pays 10.5% on all salary