summersday,
On page 3 of your Table of Benefits for Teachers Plan, Section 9; B,C, D deals with diagnostic tests.
Cover as follows: Pathology / Radiology or other diagnostic tests 50% of agreed charges in an approved outpatient centre, up to a max of 500 euro per annum.
Radiology Consultant fees : €60 per procedure
Pathology Consultant fees: €60 per referral
SECTION 8 deals with MRI, CT and PET scans.
The information provided is not very clear.
A person could easily make a mistake, by having a scan done in a non-approved centre and then find out its not covered.
You would need to contact VHI and ask them to explain in detail in writing , as to what hospitals and scan centres are approved for each individual type of test.
Also, what type of cover applies, ie are they fully covered, 50% covered or not covered.
Which ones are payable up front and can be partially or fully refundable in an outpatient claim at renewal date.
You would need to know this kind of information in advance, in case you're referred for tests by a gp or consultant.
You can make better informed decisions as to where to go etc.
VHI need to put a user friendly info chart on their website, showing this information, like Laya Healthcare.
https://www.layahealthcare.ie/formembers/directpaymentcentresegmrictdexascans/
Snowyb