Hi AnneMc,
The following 2 options with VHI cover both public and private hospitals, which ticks all the boxes for twenty-somethings and teenagers.
1. VHI One Plan 250; price 332(19 yrs), 447(21 yrs), 662(23 yrs); all public and private hospitals covered, private hospital inpatient excess
capped at 250 x 2 max per year for all admissions. Day case excess 150 per procedure. There is NO excess to pay in any public hospital.
Limited day to day cover.
2. VHI One Plan 150; price 344(19 yrs), 488(21 yrs), 679(23 yrs); all public and private hospitals covered, private hospital inpatient excess
capped at 150 x 2 max per year for all admissions. Day case excess 150 per procedure. There is NO excess to pay in any public hospital.
Limited day to day cover.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Adult Options
Cheaper plans than VHI PMI 37 13 will have public, private and some Hi-tech hospital cover. Details in the following link;
https://www.hia.ie/comparison-tool/#/plan-comparison?plansAndProfiles=W3siaWQiOjEsImFnZSI6MjYsIm1pbk1heFByaWNlIjpbMCw2NTAwXSwibWluTWF4RXhjZXNzIjpbMCw2MDBdLCJwbGFuVHlwZSI6MSwicGxhbnNTZWxlY3RlZCI6WzEyODEsODM4LDE1MDAsMTM1N10sInBsYW5zIjp7ImRhdGEiOltdLCJsb2FkaW5nIjp0cnVlfSwicGxhbnNTZWxlY3RlZERhdGEiOltdLCJhcHBsaWNhdGlvbiI6eyJ0b2dnbGVfc2Nyb2xsTG9jayI6ZmFsc2UsInBsYW5fZGV0YWlsX2lkIjotMX19XQ==
There are some savings to be achieved, without losing cover overall.
Regards, Snowyb