There are new maximum waiting times for pre-existing medical conditions since 1st May 2015.
These changes came into effect in conjunction with Lifetime Community Rating from 1st May 2015. Maximum waiting time for new customers re pre-existing conditions is 5 years regardless of your age or provider.
http://www.hia.ie/consumer-information/waiting-periods/new-customer-waiting-periods
Maximum waiting time for upgrading/switching is 2 years, regardless of your age or provider.
http://www.hia.ie/consumer-information/switchingupgrade-waiting-periods
There is also a new definition of a pre-existing condition; From 1 May 2015 a pre-existing condition is defined as:
"“Pre-existing condition” means an ailment, illness or condition, which, in the opinion of a medical practitioner appointed by the undertaking that issued the contract, the signs or symptoms of that ailment, illness or condition existed at any time in the period of 6 months ending on the day on which the person became insured under the contract."
Regards, Snowyb
These changes came into effect in conjunction with Lifetime Community Rating from 1st May 2015. Maximum waiting time for new customers re pre-existing conditions is 5 years regardless of your age or provider.
http://www.hia.ie/consumer-information/waiting-periods/new-customer-waiting-periods
Maximum waiting time for upgrading/switching is 2 years, regardless of your age or provider.
http://www.hia.ie/consumer-information/switchingupgrade-waiting-periods
There is also a new definition of a pre-existing condition; From 1 May 2015 a pre-existing condition is defined as:
"“Pre-existing condition” means an ailment, illness or condition, which, in the opinion of a medical practitioner appointed by the undertaking that issued the contract, the signs or symptoms of that ailment, illness or condition existed at any time in the period of 6 months ending on the day on which the person became insured under the contract."
Regards, Snowyb