This company are advertising two year motor and home insurance, I know nothing about them and have no connection with them.
http://www.blueinsurance.ie/
Neither my car or home insurance is due until next year, but out of interest, I got online quotes.
Car insurance was more expensive than I currently pay for one year and slightly more than double my current payment for two years.
Home insurance was cheaper than my current payment for one year and a lot cheaper than double my current payment for two years.
With all the talk of rising premiums for both car and home insurance this would seem like a good option particularly if your quote is currently the best available for the same level of cover and benefits that you have.
The advantages that I can see are;
No need to worry about premium increases for two years.
Having two years cover in place means no shopping around next year.
Any more ?
The disadvantages that I can see are;
Premiums could decrease, unlikely though.
Paying up front for two years rather than one, or if paying monthly you are probably paying a bit more in interest, neither of which are a significant issue for me anyway.
Any more ?
http://www.blueinsurance.ie/
Neither my car or home insurance is due until next year, but out of interest, I got online quotes.
Car insurance was more expensive than I currently pay for one year and slightly more than double my current payment for two years.
Home insurance was cheaper than my current payment for one year and a lot cheaper than double my current payment for two years.
With all the talk of rising premiums for both car and home insurance this would seem like a good option particularly if your quote is currently the best available for the same level of cover and benefits that you have.
The advantages that I can see are;
No need to worry about premium increases for two years.
Having two years cover in place means no shopping around next year.
Any more ?
The disadvantages that I can see are;
Premiums could decrease, unlikely though.
Paying up front for two years rather than one, or if paying monthly you are probably paying a bit more in interest, neither of which are a significant issue for me anyway.
Any more ?
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