Bayview 2019
Registered User
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- 8
I have a buy to let purchased in 2006
I borrowed 200,000 plus 80K top up from my family home. EBS admitted 200,000 loan agreement stated it was a buy to let tracker and restored my tracker and compensated me - the loan agreement was very clear re tracker
The loan agreement for the 80k top up has no mention of tracker but does say it was specifically to purchase the investment property.
I found a document years later re the 80k top up where I contacted EBS re high interest and I was a offered a tracker rate (an email) EBS say I never responded to this or returned the form and so 80k top up remains on a variable rate. I made a complaint etc but they are not budging and the top up remains in a variable rate anyone have a similar experience?
I borrowed 200,000 plus 80K top up from my family home. EBS admitted 200,000 loan agreement stated it was a buy to let tracker and restored my tracker and compensated me - the loan agreement was very clear re tracker
The loan agreement for the 80k top up has no mention of tracker but does say it was specifically to purchase the investment property.
I found a document years later re the 80k top up where I contacted EBS re high interest and I was a offered a tracker rate (an email) EBS say I never responded to this or returned the form and so 80k top up remains on a variable rate. I made a complaint etc but they are not budging and the top up remains in a variable rate anyone have a similar experience?