Tracker Mover Mortgage - Possible to Switch Lenders

L

laura28

Registered User
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101
Hello,

I will shorty be drawing down (hopefully) a tracker mover mortgage with AIB. I have 2 x separate loan offers -
1 @ Tracker + 1%
2 @ AIB SVR's rate

The mortgage will be taken as 2 separate deductions each month for the tracker and then SVR amount. It is like I have 2 separate mortgages on the 1 property.

Would I have the option of switching lenders with regard to the SVR portion?

Thanks
 
No.
Another lender would only have a second charge on your house with no title deeds so wouldn't touch it.
 
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