Our history
We took out our original mortgage in Oct 2002 at SVR.
In June 2006 we released equity and a supplemental mortgage was agreed.
This supplemental mortgage was fixed at 4.75% in October 2006 and in 2009. When we came off the
fixed rate we were not offered a tracker, hence the €1615 compensation in 2018.
We have appealed this using Brendan's excellent help and are awaiting a response from AIB and BDO.
My question is; should we have been given the option to go on a tracker rate when the supplemental mortgage was agreed in
2006 instead of just been offered the SVR?
Thanks for all your great work
Sara
We took out our original mortgage in Oct 2002 at SVR.
In June 2006 we released equity and a supplemental mortgage was agreed.
This supplemental mortgage was fixed at 4.75% in October 2006 and in 2009. When we came off the
fixed rate we were not offered a tracker, hence the €1615 compensation in 2018.
We have appealed this using Brendan's excellent help and are awaiting a response from AIB and BDO.
My question is; should we have been given the option to go on a tracker rate when the supplemental mortgage was agreed in
2006 instead of just been offered the SVR?
Thanks for all your great work
Sara