Jim Stafford
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Moderator's note- I have moved these two good posts into a new thread to highlight them.
There are a number of aspects to this:
The bigger claims will, in my view, need a combination of a forensic accountant and a solicitor to advise.
Jim Stafford
There are a number of aspects to this:
- Was there a breach of contract? In most "civil" cases you would generally need a solicitor to advise if there was a breach of contract. In the tracker cases that we are seeing, the banks are admitting breach of contract, and thus no solicitor is required to advise if there was a breach of contract.
- Borrowers need a forensic accountant to assist in advising on certain elements of the Points of Claim e.g. if the borrower used a credit card to pay interest then a calculation needs to be done on that.
- If the forensic accountant advises that there is a financial claim, combined with a possible claim for stress & anxiety, greater than the compensation offered, then the borrower needs advice as to whether they should use the appeal route or the legal route.
The bigger claims will, in my view, need a combination of a forensic accountant and a solicitor to advise.
Jim Stafford
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