Age: 36
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: 21112
Annual gross income of spouse: N/A
Monthly take-home pay: 1320
Type of employment: State
In general are you:
(a) spending more than you earn, or
(b) saving?
About spending what I earn trying to save maybe €5 a day if possible
Rough estimate of value of home N/A
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Rent €500 per month
Bills approxinately €81 a month I think probably over the winter (usually around €70)??
Other borrowings – car loans/personal loans etc N/A
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card? N/A
Savings and investments: 300 approx maybe?
Do you have a pension scheme? Yes defined benefit.. not worth anything on my wages I dont think and who knows how it will be if and when I retire.
Do you own any investment or other property? No
Ages of children: N/A
Life insurance: None
What specific question do you have or what issues are of concern to you? Quite frankly why am I working because its not for any self-actualisation.. Any ideas on whether i should bother still working would be much appreciated because I hardly feel I can feed mysef healthily on my wages and cant socialise.. Just lucky I dont smoke or drink these days (never smoked anyway thank God)
Spouse’s/Partner's age: N/A
Annual gross income from employment or profession: 21112
Annual gross income of spouse: N/A
Monthly take-home pay: 1320
Type of employment: State
In general are you:
(a) spending more than you earn, or
(b) saving?
About spending what I earn trying to save maybe €5 a day if possible
Rough estimate of value of home N/A
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Rent €500 per month
Bills approxinately €81 a month I think probably over the winter (usually around €70)??
Other borrowings – car loans/personal loans etc N/A
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card? N/A
Savings and investments: 300 approx maybe?
Do you have a pension scheme? Yes defined benefit.. not worth anything on my wages I dont think and who knows how it will be if and when I retire.
Do you own any investment or other property? No
Ages of children: N/A
Life insurance: None
What specific question do you have or what issues are of concern to you? Quite frankly why am I working because its not for any self-actualisation.. Any ideas on whether i should bother still working would be much appreciated because I hardly feel I can feed mysef healthily on my wages and cant socialise.. Just lucky I dont smoke or drink these days (never smoked anyway thank God)