My health ins policy with Laya is coming up for renewal in April, I am currently on flex 250 choice. I noticed snowyb recommend the 'simplicity policy' on another thread and I do like the much lower excess for private hospitals. The flex policy can be renewed online as a new policy for €992.30 versus €1124.78 as a straightforward renewal as per letter received from Laya. The simplicity policy has increased to €1087.28 as from today but I think it represents great value for money.
If I move to simplicity will my current level of cover with flex 250 choice be maintained by which I mean would I have to serve any additional waiting periods due to upgrading my plan? Its a minefield to understand all the different policies and levels of cover.
If I move to simplicity will my current level of cover with flex 250 choice be maintained by which I mean would I have to serve any additional waiting periods due to upgrading my plan? Its a minefield to understand all the different policies and levels of cover.