We have a policy where I work that we talk to people who are retiring and ask them if they want to continue part time. They might want to work mornings or a couple of days a week but we accommodate whatever they want. Nearly all want to remain working in some capacity for a few years. We also don't have a mandatory retirement age so we've a few people in their mid 70's still working fulltime.Work plays an important role in peoples life and when it's there one day and gone the next it can be quite a shock to the system, so for some people presumably like yourself easing yourself into retirement or finding the correct work/life balance is the way to go rather than making the final cut!!
Each to their own I suppose, I don't get the whole not wanting to retire at 55 thing, if you can afford it or course. Part time without any stress would be fine too, but I'd be more than happy to be in full control of my time, and not having structure and routine doesn't scare me one bit.I don't get the retiring at 55 thing. I could certainly see working 2-3 days a week at 55 but retiring fully? I'd find that hard.
Taking long holidays, not working in a decision making or high stress role, 4-5 day weekends. All that sounds great but not retiring fully.
I don't get the retiring at 55 thing. I could certainly see working 2-3 days a week at 55 but retiring fully? I'd find that hard.
Taking long holidays, not working in a decision making or high stress role, 4-5 day weekends. All that sounds great but not retiring fully.
Having private health insurance is a good start. After that, taking care of yourself and hoping others in the family circle do likewise. A bit of good luck along the way helps too.Not being flippant, but how can you plan for your health or anyone else's health ?
I have a similar perspective noproblem but I guess this is more a financial advice and info site than a health and lifestyle one. I appear to be of very similar vintage to Cervelo but my plan is to hopefully step off the full-time working treadmill in 5 years time and do PT, consultancy or similar.Read back over all this thread and I noticed that everything is based on having enough dosh to retire at a set age. Yet, not a mention of health or the many other things that have a habit of putting a total kibosh on future plans. Make sure you have plans for your health, and your families health in order. Even then, many things outside of your control could happen.
Of course, and you're correct. A few things to note on retirement and getting to a certain age. It may not be the case with being only 50. You'll pay less tax, won't need as much money and have free public transport. In other allowances you may get free TV licence, free GP visits and a household benefits package that will help with your electricity and heating bills. These are just a few perks.I have a similar perspective noproblem but I guess this is more a financial advice and info site than a health and lifestyle one.
....possibly more expensive than ever. They want your car as well and never fill the tank.Where would your income come from when you hit 55? You probably need to calculate this, against possible outgoing. In ten years your kids will be college going age. My expectation of kids at that age is that they will be as expensive as ever, possibly more expensive than ever. Would you have this factored in?
. . . . . and the biggest lie in Ireland:- "Someday Dad, I'll pay you back . . ."....possibly more expensive than ever. They want your car as well and never fill the tank.
Stop smoking, improve your diet, reduce your alcohol intake and take more exercise.Not being flippant, but how can you plan for your health or anyone else's health ?
That's fair enough, and good advice, and will always help for sure. However, almost everyone I know who suffered severe bad health in their middle ages were the ones in the group that had the healthiest lifestyles, and statistically would have been the last person you would have thought would have bad health. It's like Mike Tyson used to say - Everyone has a plan until they get punched in the face.Stop smoking, improve your diet, reduce your alcohol intake and take more exercise.
Either you're living in some very strange statistical glitch, or you have a touch of confirmation bias, in only seeing what you want to see.That's fair enough, and good advice, and will always help for sure. However, almost everyone I know who suffered severe bad health in their middle ages were the ones in the group that had the healthiest lifestyles, and statistically would have been the last person you would have thought would have bad health. It's like Mike Tyson used to say - Everyone has a plan until they get punched in the face.