Hi there,
I have a query in relation to banks reporting to CCR. I had an unauthorised overdraft back in 2007. My business went under with the crash and the bank brought me to court and was awarded a judgement for 3k on my house in 2011. This never showed on the ICB report at the time but it is now showing on CCR. It states written off March 2019. I paid it off once I had the money in 2021 but the CCR was never updated and still says written off. I have made a complaint to the bank and they keep coming back saying they are looking into it but this is going on 6 months now. I have recently read that judgments should not be reported to the CCR is this correct or have I read it wrong? Any advice would be appreciated as it is stopping me from getting a mortgage.
I have a query in relation to banks reporting to CCR. I had an unauthorised overdraft back in 2007. My business went under with the crash and the bank brought me to court and was awarded a judgement for 3k on my house in 2011. This never showed on the ICB report at the time but it is now showing on CCR. It states written off March 2019. I paid it off once I had the money in 2021 but the CCR was never updated and still says written off. I have made a complaint to the bank and they keep coming back saying they are looking into it but this is going on 6 months now. I have recently read that judgments should not be reported to the CCR is this correct or have I read it wrong? Any advice would be appreciated as it is stopping me from getting a mortgage.
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