Following on from the above post, the following 2 plans are worth considering for the 2 adults;
1. Laya Essential Health 300; price 932pa; all public and private + Beacon hospital covered, excess 300 per private hospital admission. Day case
excess in private hospitals 125 per visit.
2. VHI PMI 44 16; price 1102pa(from 1/11/2017) all public, private and 3 hi-tech hospitals. Excess 150 per private/hi-tech admission or day case.
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Childrens Option
VHI are best value for children at the moment. From 1st November 2017, half price child offer on 'One Plan Family'. Price 156 per child.
VHI One Plan Family; price 156 per child; all public, private and 3 hi-tech hospitals covered, excess 125 per private/hi-tech admission or day case.
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Note; VHI allow children to be insured on their own, without an adult, if it suits. An adult is just named on the policy but only the children
are insured. The 2 adults can choose to stay with Laya if it suits or switch to VHI to make savings, without losing hospital cover.
Regards, Snowyb