On Raisin bank website the rate of interest for a 1 year fixed deposit account in Blu Or Bank is 4.21% AER where as in Banca Privata Leasing(BPL) the rate is 3.9% AER. Reading the threads on here Blu Or appears to considered as the best rate. Blu Or Bank charge a 10% withholding tax on interest earned where BPL have no such charges. When you then deduct 23% DIRT the rate of return is slightly better with BPL. Just surprised this bank for deposits is not mentioned here as much as Blu Or Bank unless I am missing something!