S
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Guest
I joined a national sports club that santions sports events around the country.
As part of membership and to take part in the events all members are required to take out
insurance cover with the same club. This I have done for the last few years.
In the summer I accidently hit a car and caused some damage while taking part in an event.
The car owner has made a public liablity claim against the sports club for the car damage.
The clubs insurer has now emailed me to say they are settling the cliam made by the car owner
and that there is an excess of 500euros due for the cliam to the insurer.
The club have now told the insurer, to pass this exces fee to me which they say is a condition of membership.
The email I got from the insurer asked me to lodge the 500 euros to their account.
I do not remember ever recieving notification of the insurance policy
when I had taken out membership - other than once you join you are insured.
I also do not remember ever been notified that should a public liablity incident occur I would be liable for the excess or that this was a condition of club memerbship.
Does anyone have a view on this and whether I have to pay the 500euros excess to the clubs insurer ?
It seems strange that I beleived I had insurance taken out but now I am been asked to pay this large excess.
As part of membership and to take part in the events all members are required to take out
insurance cover with the same club. This I have done for the last few years.
In the summer I accidently hit a car and caused some damage while taking part in an event.
The car owner has made a public liablity claim against the sports club for the car damage.
The clubs insurer has now emailed me to say they are settling the cliam made by the car owner
and that there is an excess of 500euros due for the cliam to the insurer.
The club have now told the insurer, to pass this exces fee to me which they say is a condition of membership.
The email I got from the insurer asked me to lodge the 500 euros to their account.
I do not remember ever recieving notification of the insurance policy
when I had taken out membership - other than once you join you are insured.
I also do not remember ever been notified that should a public liablity incident occur I would be liable for the excess or that this was a condition of club memerbship.
Does anyone have a view on this and whether I have to pay the 500euros excess to the clubs insurer ?
It seems strange that I beleived I had insurance taken out but now I am been asked to pay this large excess.