PTSB communicated to me recently that they would be taking the monthly mortgage repayment exactly on the due date, for me the 2nd of each month. Prior to today 2nd Jan, the repayment never left my current account until the 4th, 5th or even later. That is much faster. There is a curious narrative in my current account with my repayment today, D/D HOGAN DIRECT D as opposed to the OP/PERMANENT TSB one for the last 7 years. Any ideas what Hogan means? Hopefully the repayment is not going off a Mr. Hogan's mortgage?