I am looking at taking cner next year. I will get a lump sum of 90k approx on my pension and will have an avc of approx 60k. I am also simultaneously selling a rental property and will have equity of approx 100k. I will take on some self employment on retirement. In these circumstances I am considering my investment options. What are my managed fund options? Can I/should I set up a PRSA or would an ARF be a better option?.