I found this frightening link in the banking section-
http://www.independent.ie/irish-news/locking-up-defaulters-is-only-way-to-recoup-debt-26541857.html
Where a woman who owed unsecured debt of only 5k had an "imprisonment order" against her. For those of us in serious mortgage difficulties, this is a worry. I am still unsure of the actual court procedure, and presumed that a judgement would simply be attached in my absence if I did not show up. But I wonder if that carries further risk of imprisonment orders, especially in the case of much higher amounts owed than this woman who owed a tuppence compared to many mortgages.
Are we risking prison by ignoring the banks and not showing up to court to defend our non-payment?
http://www.independent.ie/irish-news/locking-up-defaulters-is-only-way-to-recoup-debt-26541857.html
Where a woman who owed unsecured debt of only 5k had an "imprisonment order" against her. For those of us in serious mortgage difficulties, this is a worry. I am still unsure of the actual court procedure, and presumed that a judgement would simply be attached in my absence if I did not show up. But I wonder if that carries further risk of imprisonment orders, especially in the case of much higher amounts owed than this woman who owed a tuppence compared to many mortgages.
Are we risking prison by ignoring the banks and not showing up to court to defend our non-payment?