We have 300,000 remaining on Primary residence in Ireland. We are at the pin of our collar trying to make these repayments. We have 140,000 remaining on our mortgage in Portugal. Wewere on interest only for the past 5 years. They now want principal but we don't have the money to pay anything. The rental income comes nowhere near meeting the principal repayments needed. The rental income didn't even cover the interest only payments on the property in Portugal. We are making full repayments on property in Ireland but just about. We couldn't even really mange the interest only in portugal. We cut or medical insurance policy just to cover the shortfall in Portugal that when the rental income didn't cover the interest only payment. We have nothing to give or remorgage on our own home. We might if very very lucky get 400,000- 500,000 on our own home but we do not want to sell. What would we the big deal if they did get a judgement against us in Ireland ? Could they get a judgement on our earnings / Any advicewould be greatly appreciated ?