Wrong forum Permanent Health Insurance. Must my employer provide it?

[SlurrySlump]

Does my employer, by law, have to provide Permanent Health Insurance on my behalf if I am in a company pension scheme?

 

[MaryBe]

No

 

[missdaisy]

+1 what MaryBM said. Your employer has no obligation to provide health insurance by law. Your contract, however, may state differently.

 

[SlurrySlump]

No

So am I right in saying, that not all company pension schemes have Permanent Health Insurance attached to them. In some schemes this is just an add on?

 

[WaterSprite]

There's a difference between Permanent Health Insurance (usually known as a disability policy) and Private Health Insurance (such as VHI). OP, you are correct, some pension schemes have an "add on" for Permanent Health Insurance (or a death-in-service benefit) and some do not. An employer is not obliged to offer either PHI or private health insurance.