Pay Credit Card Debt and go back into Overdraft

[guido]

Hi

Looking for some advise....I recently cleared a 3K (approved) overdraft on my current account (April) but have a credit card debt of 10K - Query....Should I pay 3K off the credit card going into my overdraft again or continue to remain in the black in my current account and pay as much as I can monthly above the minimum payment? Is one better that the other credit rating wise or should I base my decision soley on the interest being charged on each option - any help appreciated - thanks!

 

[niceoneted]

Look at the interest rates and also think that one debt is better than 2 - easier to manage.
You should look to perhaps see if you can switch you cc to a 0% balance transfer one or at least part of it as it will help clear it quicker.