I might need some help in validating this information and if there is any other information that needs to be included while opting for the home loan. Also, if any other bank which needs to be considered for 90% LVT and if such relevant details can be provided for 3 years fixed.
Bank Name
Interest for 3yr fix
Cashback
PM For 244,800
PM for calculation
Per year paid
For 3yr paid
Reducing cashback
Interest for 3 Year
~Principal paid 3Y
~Pending at EO3Y
How much can I overpay?
KBC
2.35%
1500
€907 pm
€907
10,884
32652
31152
16718
15,954
228,846
€24,000 3yrs PM/lumpsum
Bank of Ireland
2.90%
4896
€979 pm
€979
11,748
35244
30348
20691
14,557
230,243
€97 PM, not in lumpsum
Permanent TSB
2.95%
4896
€985 pm 2% Cashback on installment i.e. €20 till 2027