Sorry, you got me wrong...and i understand why..
[rant starts here]
In fairness, your current insurance certificate clearly states the from / to date of the cover period and even down to the minute (at last on mine).
So with a tiny winy bit of effort, everybody knows in advance when it's coming. Too easy to always past the buck IMO.
[and finish here]
"YOUR" should have been "THE" in the same way the tiny winy effort is addressed to "EVERYBODY KNOWS"....
It was not my intention to address this to you specifically.
If it had been:
1- i would have made use of your quote in the same was "ailbhe" addresses "Suse" in earlier post.
2- i would not be bothered replying
I have been contributing (good and bad contributions before anybody makes a comment!) for quite a while to this site to notice that , IMO, too many people point fingers at everybody else (e.g. EAs, solicitors, banks, accountants, hairdressers, etc...)
Very good example in this thread:
Suse said:
haventaclue - as above, i would suggest you change brokers or go direct. 4 days prior to renewal is not acceptable/legal. if you really wanted to ,you could report them to IFSA.
What proof /knowledge of the root cause allows Suse to make such a sweeping statement? Was an audit conducted in the brooker's office which concluded that they were sending renewal notice late?
Suse, not having a go at you before you say so.. it is just an easy example without having to root through other threads...