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Guest
Myself and my wife have both been declined for mortgage protection. We have been waiting years to get an affordable house and finally we were offered one for €180000. We got the mortgage and it looked like we were going to be moving in in a few weeks until the insurance can back declined. We tried another company and they are the same. My wife had a nervous breakdown about 6 years ago, she is fine now but she is on a lot of medication, we think she was refused because of this. We are still waiting for a letter from them explaining why. I have to go for an mri scan in August so the companies wont even look at me until after this. I feel completely well now and the mri is only precautionary. The builders are putting pressure on us to close. We dont know what to do. We cant afford to loose this house, we will never be able to afford one privately. I was wondering if the council would be abe to help, I believe they used to do their own mortgage protection before they made a deal with the banks. Also how likely would it be that the bank would give us both a waiver. Any ideas would be gratefully appreciated.