Lowest tracker margin known?

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pacmon

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Hi,

I'm more just curious on this one, but does anyone know what the lowest tracker margin in Ireland ever was? I always thought 0.99% was the standard margin that everyone got years ago, but I've heard of seem even lower, numbers like ECB + 0.65% or along those lines...

Thanks.
 
I had ECB + 0.50 % tracker with Danske Bank. which moved to Pepper some years back, took it out from around 2005/6, but as with all of these, you had to have a low LTV.

At the time i took it out, the 0.50 % rate was subject to an LTV of 50 %, we just scrope over that line !
Needless to say, it was my 5th, and final bank with our mortgage.

I don’t remember anyone else offering 0.50 % at the time, i certainly shopped around at the time, but situation could have changed after i took it out.
 
Very interesting Brendan, laughing, as all were withdrawn after the “crash”
 
Not the lowest but with an LTV of 100% I got a margin of 0.75% from UB , Dec 2007.

Served me well so far,
 
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I had ECB + 0.5% from NIB / Danske.

That was the lowest, AFAIK.

Sorry, I've just seen the 0.45% above, which surprised me.
 
I have a mortgage at 0.5% margin in Ireland.

But I had a mortgage somewhere else at 3 month Euribor plus 0.45% with no floor, so that was -0.3% plus 0.45%, i.e. 0.15% at one stage.
 
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