Hi everyone,
My wife and I are looking for car insurance (1.4 or 1.6 engine, nothing powerful - ford focus type of car) and having lived in Dublin we never owned a car before (used public transport, taxi, etc.). My wife has a Full Irish License (over 20 years), but I am (patiently) waiting to take my driving test for my own license (my original license is from USA - 30 years driving, hired many times here in Ireland) and I have a "Provisional" license at the moment. The lowest, and only quote, we were given by a well known insurance company is €5,300.00 [sic]. No other insurance company will insure us because we never had insurance before and thus we do not have a "No Claims Bonus"...? Can anyone please tell me there is another solution to our situation...? I cannot believe that our only option is to pay the amount quoted above, nor can I accept that other insurance companies are allowed to openly discriminate against us just because we never had insurance before...?
Would love some advice.
Many thanks
R
My wife and I are looking for car insurance (1.4 or 1.6 engine, nothing powerful - ford focus type of car) and having lived in Dublin we never owned a car before (used public transport, taxi, etc.). My wife has a Full Irish License (over 20 years), but I am (patiently) waiting to take my driving test for my own license (my original license is from USA - 30 years driving, hired many times here in Ireland) and I have a "Provisional" license at the moment. The lowest, and only quote, we were given by a well known insurance company is €5,300.00 [sic]. No other insurance company will insure us because we never had insurance before and thus we do not have a "No Claims Bonus"...? Can anyone please tell me there is another solution to our situation...? I cannot believe that our only option is to pay the amount quoted above, nor can I accept that other insurance companies are allowed to openly discriminate against us just because we never had insurance before...?
Would love some advice.
Many thanks
R