Leaving a lump sum to my children

[Samurai]

I have a question and would be greatful to anyone whom could point me in the right direction. I have a lump sum of €180,000 that i plan to give to my children €90.000 each. Myself and the wife have just sold our house and have a little money from the sale that we wanted to pass onto the kids (both over 18).

I have picked the investment product...however i need to know whats the best way to pass the money on..!

 

[Vanilla]

Anyway you like. However I would usually advise that you should keep your assets while you are alive if there is any possibility whatsoever that you might have need of them in the future and pass them on in your will.