Grock1982/peemac
I disagree with this! You need to know the cohorts thoroughly to understand.
I can't find the post, but I remember someone posting that KBC witdrew from offering trackers early in 2008 when the rebranded as KBC and brought out a new set of rates and types of accounts.
So Grock1982 would need to find out when KBC stopped offering trackers - if that was before they drew down, then very little point taking it further.