Solid advice above. To translate pension industry jargon, DB = Defined Benefit pension. Usually requires ongoing funding by the employer to meet its promises. This could be at risk if the employer won't / can't pay anything more into it. If it's Defined Contribution (DC) then no fear. Your partner has a pot of money ringfenced with their name around it and the fortunes of RTE are irrelevant to it. Definitely worth clarifying which type it is.