Hello
I know this issue has been raised before, but I could not find any info with a successful resolution on the board.
I have bought a second car, but want to keep the old one for summer use (not an official classic, but a slightly leaky 93 mx5). The insurer will only allow one NCB so I would need to pay full insurance on a car that would be garaged for 48 weeks a year.
I tried Carole Nash as suggested by an earlier post, but they do not offer anything different.
Is anyone aware of an insurer who will insure a car for a low rate based on it being laid up, and not used at all? That way, perhaps it would be economic to keep it off-road for a couple of years and build up its NCB.
Can anyone in the insurance business explain the logic of attaching a NCB to a car rather than a driver? I understand the named driver argument, but why not restrict the policy to main driver only?
thanks for any advice
Donncha
I know this issue has been raised before, but I could not find any info with a successful resolution on the board.
I have bought a second car, but want to keep the old one for summer use (not an official classic, but a slightly leaky 93 mx5). The insurer will only allow one NCB so I would need to pay full insurance on a car that would be garaged for 48 weeks a year.
I tried Carole Nash as suggested by an earlier post, but they do not offer anything different.
Is anyone aware of an insurer who will insure a car for a low rate based on it being laid up, and not used at all? That way, perhaps it would be economic to keep it off-road for a couple of years and build up its NCB.
Can anyone in the insurance business explain the logic of attaching a NCB to a car rather than a driver? I understand the named driver argument, but why not restrict the policy to main driver only?
thanks for any advice
Donncha