Hi W
What was he doing at the time?
It seems to be on the lower scale of motoring offences.
Brendan
The whole case revolves around my friend (let’s call him John) who was involved in a minor traffic accident involving a cyclist at a roundabout.
No damage to the cyclist, none to the car but a witness called the Gardaí to the scene.
Gardaí checked out scene, breathalysed John which is normal (he passed) and everyone went about their way.
The next day John reported the accident to his insurance company as he is supposed to do in the event of a claim.
A few weeks later John is asked to report to the Gardaí station where to his surprise he is, read his rights and informed that he is to be charged with a traffic offence.
In the meantime he received his insurance renewal documents and again was surprised to find that the premium had almost doubled. On enquiring about this he was told it had nothing to do with the accident as there was nor has there been a claim by the cyclist but simply that all premiums had increased.
John was not in a financial position to pay the large premium involved and so let his insurance lapse. He is now in a better financial state but as I posted earlier nobody will give him a quote.
In relation to the legal proceedings he has been summoned to appear in court next month.
I suppose it might be best hold off on getting insurance until after court case when with a bit of luck he might end up with a clean slate.
Sorry for long winded reply.
Thanks for all replies and interest shown.