My mother went in to full time residential care last year. When the renewal date for her house insurance came up, I got a policy through Chill who had to go to a specialist "Plum" in London to get a quote which was for €1,650. With renewal coming up, I tried another broker who also said they would have to go through Plum. Is there any other insurer on the market who could give a more competitive rate? Thanks for any help.